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"China's digital transformation has developed at an unprecedented speed, and has created huge and valuable opportunities. The Chinese market has become one of our largest markets globally," said Kang Rong, vice-president of Microsoft China.

"China's regulation on the administration of savings has stipulated only banks and credit cooperatives can handle savings-related business. Internet platforms, which largely market these products through massive online traffic, are not technically eligible for such services," said Dong Ximiao, chief researcher at Merchants Union Consumer Finance Co Ltd.

"Considering the current market environment, online sales prove an advisable way to lower customer acquisition cost," said Shen Xiaoling, an analyst with Shanghai-based CRIC.

"Customers nowadays are different from before. What appeals to them is care, so Exeed stresses delivering excellent service for them," he said.

"Concrete efforts should be made to ensure that those with merit and contributions gain respect and benefits," Li said. He called for China's strength in science and technology to be built up, and urged increasing basic scientific research, diversifying investment in research and development, boosted integration of basic and applied sciences and enhanced innovative ability.